Does LifeLock Really Protect and Monitor Your Identity and Credit?

admin — Sat, 19 Dec 2009 05:49:54 +0000

LifeLock, which was founded in 2005, is a personal fraud protection company from Arizona that proactively prevents theft rather than just reporting it and alerting you. Unlike a credit monitoring service, Lifelock actually locks down your credit information by placing fraud alerts on your accounts. This way, any financial institution must contact you before creating new accounts, credit cards in your name, cell-phone contracts, mortgages, etc. They also remove you from junk mail and pre-approved credit card offer lists, documents you usually throw out and are gold for thieves.

Let’s be clear here. Everything Lifelock does you can do yourself. Yes, that’s right. Simply phone each credit bureau and request a lock be placed on your account. Then find all the major direct marketing agencies and ask them to take your name off their list. However, and this is why Lifelock is so popular – people don’t have time to do all this. As an example, you have to re-apply to place fraud alerts on your credit every 90 days! Lifelock will renew everything for you, and this is why they have a rapidly growing client base. For some, the major reduction in junk mail alone is worth it.

Lifelock does not call itself a credit monitoring service, but an identity theft prevention service. Rather than monitoring your credit reports and warning you of a suspicious change, they place locks to prevent thieves from accessing your information in the first place. Put another way – instead of letting you know that a potential thief is possibly already using your good name, you are asked permission beforehand to let someone view your information or apply for credit.

No lock is perfect, of course. If a thief does manage to impersonate you and ruin your credit while you are a client, Lifelock has a $1 million Total Service Guarantee. They will do everything they can to fix the problem and give you back your good name, at their expense, for up to one million dollars.

Enroll now! – Save 10% with this link

Lifelock Identity Theft Protection Services

admin — Thu, 17 Dec 2009 16:28:45 +0000

One in four homes in America have been hit by identity theft in the past five years. It’s no wonder there’s been an increased demand for identity theft protection services. As the leader in identity theft prevention, LifeLock helps consumers prevent ID Theft by setting and automatically renewing fraud alerts with the major credit bureaus, removing member names from pre-approved credit card offers…

What’s New with Lifelock Identity Theft Protection Services?

$1 Million Service Guarantee
New WalletLock Service
Now Offers the World’s Only Child Identity Protection Service

Children Identity Theft Protection

The theft of children’s identities is becoming an increasingly-common crime. The seasoned criminals know that many adults are monitoring their identities, so they’ve resorted to stealing the identities of little children to compensate. LifeLock is currently the only identity theft protection service that has risen to the occasion and is protecting children from this crime. They now offer the world’s first identity theft protection program for children, and we have to say that really impressed us. because children are among the most frequently targeted victims, the Life Lock coupon will give you and your children your first 30 days of protection free.

*** Free Trial Coupon Click ***

How LifeLock Works:

Unlike many identity theft protection services, LifeLock takes a proactive approach. First, they have the credit bureaus set fraud alerts on each of your credit reports. This lets lenders know that they need to take certain measures to verify the identity of anyone trying to open credit in your name. Then LifeLock requests that your name be removed from all pre-approved credit and junk mail lists. This drastically reduces the credit card offers that go out in your name. Just to make sure the service is working, LifeLock will also order your credit report for you each year and have the reports sent directly to you.

LifeLock now also includes WalletLock with their service. If for some reason your wallet were to become lost or stolen you just give LifeLock a call and a specialist will assist you in contacting each of your credit card companies and your banks to help you cancel the affected accounts. They will also help you contact document-issuing companies so you can replace lost documents such as your driver’s license and social security cards.

If, for some reason you do become the victim of identity theft while using LifeLock’s services, they will pay up to $1 million to help you get the issues fixed. Lawyers, investigators, accountants – LifeLock will hire them for you. LifeLock will also replace any money you lost due to the identity theft occurrence.

LifeLock Features:

$1 million service guarantee
Regular fraud alerts on credit reports
Removal of your name from mailing lists
Annual credit reports
Free WalletLock service

LifeLock Pricing:

LifeLock service costs just $10 per month or $110 per year for adults. Children under the age of 16 can receive LifeLock’s service for $25 per year if one adult in the household is a LifeLock member. But by using this Lifelock coupon link, you can sign up now and pay only $99 a year, or $9 a month.

LifeLocK Customer Service

LifeLock offers wonderful customer service. We called the toll-free number located on the website and our call was answered within 3 minutes. The woman we spoke with was very friendly and explained exactly how LifeLock worked and what they would do for us if we did run into identity theft problems while using their service. The LifeLock website also offers a wealth of customer information, answering questions about how the $1 million guarantee works, what a fraud alert does and what to do if you do become a victim of an identity theft crime.

How To Protect Yourself From Identity Theft» Identity Theft Protection Services