Let’s be clear here. Everything Lifelock does you can do yourself. Yes, that’s right. Simply phone each credit bureau and request a lock be placed on your account. Then find all the major direct marketing agencies and ask them to take your name off their list. However, and this is why Lifelock is so popular – people don’t have time to do all this. As an example, you have to re-apply to place fraud alerts on your credit every 90 days! Lifelock will renew everything for you, and this is why they have a rapidly growing client base. For some, the major reduction in junk mail alone is worth it.

Lifelock does not call itself a credit monitoring service, but an identity theft prevention service. Rather than monitoring your credit reports and warning you of a suspicious change, they place locks to prevent thieves from accessing your information in the first place. Put another way – instead of letting you know that a potential thief is possibly already using your good name, you are asked permission beforehand to let someone view your information or apply for credit.

No lock is perfect, of course. If a thief does manage to impersonate you and ruin your credit while you are a client, Lifelock has a $1 million Total Service Guarantee. They will do everything they can to fix the problem and give you back your good name, at their expense, for up to one million dollars.

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LifeLock is the industry leader in identity theft protection, and offers its service for less than $10 a month. Many people compare LifeLock to credit monitoring services, like those provided by the credit bureaus. LifeLock is not like credit monitoring; LifeLock is the next generation. Which would you rather have, a lock on your door keeping the thieves out, or an alarm telling you after the thief has ripped you off? We think most people would prefer to keep the thief out in the first place. And that’s what LifeLock does. As the name states, LifeLock is the lock, and you hold the key.

And what happens if your Identity is stolen when you have credit monitoring? Does the credit monitoring service hire and pay the best and brightest professionals they can find to do the work to help you resolve it? No. Do they reimburse you for losses? No. In fact, they don’t do anything to help, so you’re left alone to herd the financial cats.

Virtually all of the studies LifeLock has seen out there say that you will spend at least an average of 30 hours repairing the damage done by an identity thief – FTC Identity Theft Survey Report. That’s where LifeLock can help. If your Identity is stolen while you are a member of LifeLock, LifeLock is going to go out and hire the right people to work for you to get your good name back and it won’t cost you one cent. Period. It’s that simple. Read LifeLock’s full guarantee.

Ready to fight for your credit and identity? Enroll now! – Save 10% with this link