You have enough insurance to protect your health, life, your home, your car. You have enough life insurance to take care of your family’s needs. All contingencies are covered,except one. What are you doing to protect your credit? It’s time to think of identity theft the same way, and look into a Lifelock credit protection plan.

Why you need lifelock credit protection?

In 2005, CardSystems Solutions(a credit card processing company)—exposed 40 million Visa, MasterCard and American Express debit and credit card accounts. In 2006, TJX, owner of TJ Maxx, Marshalls and several other retail stores, lost 94 million records. And if you have been, or currently are in the US military, you may be among the 30 million people whose data was lost. Just last week, Long Island University mailed out 30,000 tax statements with students’ names, addresses and Social Security numbers visible through the envelope window.(Pity the student who uses her veteran’s benefits to attend LIU, and pays for her TJ Maxx purchases by credit card.)

LifeLock helps users to proactively obtain free credit reports each year, retain control of any accounts in their name, get their names taken off any pre-approved credit card lists, get removed from many junk mail lists, get help in applying for new credit, get credit assistance, and be assured of up to $1 million guarantee against any losses from the loss of identify while being their client.

Students and children can be especially vulnerable as their credit is often not checked until they are 18. Thieves can steal their identities, making it harder for them to get student loans, scholarships, get into college, jobs, apartments and more. The risks in general of identity theft include not getting life insurance, paying higher premiums, jail, getting fired or not hired, and many more.

If your identity is ever stolen while on the service, they will fix the problem and re-imburses the client. If a lawyer is needed, they will hire them and it will not cost the client anything.